// Turning complexity into simplicity, one journey at a time.
I design fast, flexible, and seamless digital journeys for asset financing — personal loans, business loans, vehicle loans, home loans. My goal is to make every customer touchpoint efficient and intuitive.
At Axis Bank, I redefined credit card experiences: instant loans, card upgrades, limit increases, EMI conversions. At YES Bank, I'm scaling digital lending to new heights.
Enabled disbursements to non-savings customers
Instant Loans & Card Upgrades via propensity targeting
Customer-first journey with dynamic targeting
Reduced acquisition costs via digital penetration
Real-time card creation replacing manual NSTP
Defined 5-year roadmap and executed
"Make every touchpoint efficient and fluent."
"Blend strategic thinking with engineering power."
"Build the impossible, beautifully."
"Customer-first. Always."